Reasons Young Americans Won’t Be Ready For Retirement

by Steve Cassaday, CFP®, CFS For most young Americans, financial insecurity, compulsory work after normal retirement age and dependence on government safety nets in later life are very real possibilities. Most young people do not think about their lives 40 years in the future, but proper habits and small incremental behavioral changes around money issues, especially…

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Valuable Productivity Tip: Buy Two Large Trash Cans

by Steve Cassaday, CFP®, CFS Every businessperson strives to be as productive as possible. Adopting a few simple concepts has helped our company achieve important goals, relieved stress and provided a great life balance for our employees. After starting Cassaday & Co. Inc. in 1993, I added “business owner” to my other responsibilities of investment manager,…

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Beliefs About Employees May Be Hindering Growth

by Steve Cassaday, CFP®, CFS As William James, an American psychologist and philosopher, once said, “Genius means little more than the faculty of perceiving in an unhabitual way.” This simple statement contains a lot of wisdom and requires a brief moment to really sink in. For businesspeople, the implication is simple: Many long-held beliefs in today’s…

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