Posts by Michelle Tigani
Paper Purge: Your Guide to Document Retention and Shredding
An important part of managing your personal finances is keeping your records organized and updated. But what are the important documents that you need to keep, and what documents are simply taking up space?
Read MoreWEBINAR: Cybersecurity and Finance: How to Stay Safe Against Digital Threats
In an age defined by connectivity, our digital world is both our greatest asset and our most vulnerable frontier. With cyber threats evolving at an unprecedented pace, it’s crucial to be equipped with the latest knowledge and strategies. During this webinar, Director of Information Technology Chad Cassaday, CMFC® discusses: Today’s Cybersecurity Landscape: Understand the current climate…
Read MoreConnecting With Family Over the Holidays
An Opportunity For Meaningful Conversations About Finances Gathering with family throughout the holiday season presents a perfect opportunity to have important, albeit potentially difficult, conversations about the future of your affairs. Having a plan in place in case of death or disability – while not enjoyable to think about – can alleviate administrative pains, minimize…
Read MoreShould 529 Plans Be Owned By Parents or Grandparents?
by Ryan Muscatella, CFP® With the price of higher education increasing nearly eight times faster than wages, saving and paying for college is a common concern for many families. While there are multiple ways to begin saving for educational expenses, 529 plans are the most common. These plans are tax-advantaged investment accounts specifically designed to encourage…
Read MoreFinancing Higher Education: From Birth Through College
by Christian Hansen, CFP© In today’s economy, a college education is an essential steppingstone for starting a career. However, as the cost of college continues to rise, financing higher education becomes an increasingly daunting and potentially burdensome task for families. Although it can seem overwhelming, navigating education planning effectively is certainly possible with the proper…
Read MoreGetting Smart About Paying for College: A Step-By-Step Guide
By Sarah Mouser, CFP®, CTS™, CES™ Navigating the many facets of paying for college can be challenging. If you have a student approaching college age, there are certain steps you can take to make sure you are saving properly and getting the best deal on their education. Between 1980 and 2020, the cost of a…
Read MoreIs This Type of Property Ownership Right For You?
By Steven Ulrich, CFP®, ChFEBC℠ The homeownership rate in the United States is about 66 percent as of June 2024, of which married couples make up the majority. A home is typically a couple’s most significant investment, so ensuring proper asset protection should be a priority. Some states allow for a type of property ownership…
Read MoreInvest in Others – Excellence in Corporate Philanthropy
Cassaday & Company, Inc., is honored to be one of only ten financial advisory firms from across the nation selected for the 2024 Invest in Others Charitable Champions list. This annual list recognizes advisory firms that have demonstrated exemplary efforts to give back to their communities by promoting a culture of philanthropy among employees. Cassaday…
Read MoreMaximizing Annuity Benefits: Key Strategies for Designating Beneficiaries
By Carmen Bississo, CFP®, CLU®, CIMA®, AIF®, CLTC, CAS®, CFS® Annuities can be a useful tool when considered in the context of a comprehensive financial plan. In order to maximize annuity benefits beyond just the annuity owner’s lifetime, it is important to consider the nuances of designating a beneficiary. Annuity beneficiary assignment is a crucial…
Read MoreInsurance Application Timeline
Cassaday & Company’s Advanced Strategies team has developed a guide to help you navigate what happens after you’ve agreed to apply for an insurance product (life, disability, or long-term care coverage). This guide outlines each step’s estimated duration, actions needed, and parties involved or responsible, highlighting where clients might be required to take action within…
Read MoreA New Way to Pre-Pay Virginia College Tuition Expenses
In April of 2019, Virginia529 – the state agency managing 529 college savings plans – announced that its pre-paid tuition plan, formally known as Prepaid529, would close to new investors to make way for a new program called Tuition Track Portfolio. The reason for this change is to give families an option that could better shield college…
Read MoreWEBINAR: College Funding Strategies & How to Maximize Financial Aid
Navigating the many facets of paying for college can be challenging. If you have a student approaching college age, there are certain steps you can take to make sure you are saving properly and getting the best deal on their education. Join Director of Financial Planning Sarah Mouser, CFP®, CES™, and Paraplanner Ryan Muscatella, CFP®, for…
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