Posts Tagged ‘personal finance’

By Steven Ulrich, CFP®, ChFEBC℠ The homeownership rate in the United States is about 66 percent as of June 2024, of which married couples make up the majority. A home is typically a couple’s most significant investment, so ensuring proper asset protection should be a priority. Some states allow for a type of property ownership…

Choosing the right financial advisor can be difficult. To help make this process easier for you, we’ve put together a comparative analysis with questions that may help guide your decision making. To download and print Insider’s Guide to Choosing a Financial Advisor, click here or on the image below.  

by Riley Saunders, CFP® Credit cards are great for establishing your credit, getting cash back, and offering more protection than your standard debit card. However, credit card debt is a situation that captivates hundreds of thousands of Americans every year. According to Experian, overall U.S. credit card debt has eclipsed $800 billion (as of Q1…

By Christopher Young, CFP®, CPWA®, CMFC® Summer is winding down and kids of all ages are heading back to school. Parents with children of any age are often given a ‘back-to-school’ list full of school supplies needed for the upcoming year. For young adults heading to college, those lists are full of dorm essentials like…

By Chris Cassaday, CMFC® It’s natural for parents to want to provide their children with a comfortable life; one that sets them up for success. Affluent parents, however, are capable of providing an unparalleled level of comfort for their children. While the intention is not negative, these circumstances could lead to negative consequences for children…

by Christian Hansen, FPQP™ In addition to great weather and thousands of miles of waterfront, one of Florida’s most attractive features is the lack of a state income tax. As one of only seven states with no income tax, Florida is a top choice for those who are interested in establishing residency and saving on…

WHY IS IT IMPORTANT FOR YOU TO UNDERSTAND THE BASICS OF DIVORCE LAW? While divorce is certainly a time of emotional turmoil, it’s a time of financial upheaval as well. The financial change brought about by divorce can be particularly devastating to families with children and to older couples who have assigned the career duties…

Whether they’re snatching your purse, diving into your dumpster, stealing your mail, or hacking into your computer, they’re out to get you. Who are they? Identity thieves. Identity thieves can empty your bank account, max out your credit cards, open new accounts in your name, and purchase furniture, cars, and even homes on the basis…

There’s no doubt about it–owning a home is an exciting prospect. After all, you’ve always dreamed of having a place that you could truly call your own. But buying a home can be stressful, especially when you’re buying one for the first time. Fortunately, knowing what to expect can make it a lot easier. HOW…